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Payments & Insurance

All Questions Related To Finance and Payments:

All procedures performed at the vein center except for liquid sclerotherapy are covered by insurance. Hours to have will make sure that your legibility is verified and preauthorization obtained to perform relevant procedures. Our staff will find out from your insurance if there is any out-of-pocket expense involved on your part related to your deductible co-pay or coinsurance. We will try our most to minimize your out-of-pocket expenses. We will consider need-based discounts and also work with you to create affordable payment plans.

Your Insurance-Related Question:

Deductible: The deductible is the amount of out-of-pocket payment that your insurance company expects you to pay before it makes any insurance payment to the provider for the services that you have received. You can have various types of deductible such as individual deductible and a familydeductible. The amounts of both can vary. You begin the calendar year with a fixeddeductible amount. When you proceed and receive services during the year deductible amount decreases. At any given time, you can call your insurance and find out the information about the remaining deductible. Understand that if you have a residual deductible, your out-of-pocket payment will first have to be made before the insurance company pays for the procedure.

Co-pays: Before every visit to your insurance requires U2. Certain amount towards the cost of the visit before insurance makes payment. Every visit according to insurance involves co-pay. The amount is reflected on your card. You can call the insurance company to find out urine specific co-pays. All co-pays are expected to be paid before the visit.

Eligibility: Just because you have insurance does not mean that your insurance covers every service or procedure that you will receive. Our billing staff checks your eligibility for the specific procedure. If your insurance does not cover the procedure, we will inform you.

Preauthorization: Most insurance companies required for you to wear compression stockings and try non-surgical measures before authorizing specific procedures. The typical duration mandated by most insurance companies is 90 days. 90-day weight may not be required if you have been wearing compression stockings for three months or have received previous surgical or endovenous procedure in the past.

How about Insurance?

At Maryland Vein Professionals we accept most major insurance providers including

Blue Cross Blue Shield

Aetna, Cigna, Alliance

Johns Hopkins

Coventry

PHCS

GHI

United Healthcare

Tricare and many others.

Please call the office to determine if we accept your insurance carrier. As is customary, eligibility for reimbursement coverage and benefits is based on medical necessity. If you wish to check your benefits prior to your appointment, please use forms below:

Symptomatic venous disorders are often covered by insurance.

How about Cardio?

We participate with many insurance plans. Please call our office for more details.

Payment Options:

For your convenience, we accept cash, check, Visa, MasterCard, Amex and Discover

Question Relating To Procedure Scheduling Cancellation And Rescheduling:

Creating a treatment plan and scheduling your procedures is an involved process involving several different individuals and departments in our practice. We have to make sure operating room time, availability staff, insurance check, preauthorization, eligibility, check deductible and co-pay information, getting the equipment ready, and ordering specific catheters for the procedure.

Cancellation of the procedure results and loss of time in our practice related to staff personnel and operating room time.

We, therefore, request that you must schedule your procedures after thoroughly checking your schedule and try your utmost not to or cancel. We will try at every level to work with you to accommodate your specific situations and concerns.

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